AIA Thailand, a leader in life and health insurance, has launched the "AIA Health Starter" supplementary health insurance plan, offering Thais more options for health coverage and peace of mind in unforeseen events. The plan features affordable premiums and covers outpatient (OPD) medical expenses.

Chalida Nakornchai, Chief Marketing Officer of AIA Thailand, revealed that, "AIA understands the needs of our customers, including the current medical and public health situation which may prevent many from accessing standard medical services, as well as the continuously rising medical inflation rate. This led to the creation of the AIA Health Starter supplementary health insurance plan to help complement health coverage and alleviate worries during illness. Furthermore, it is AIA's first health insurance plan with a copayment option, allowing customers to choose their own copayment amount according to their needs. Additionally, if receiving treatment at hospitals participating in the AIA Smart Network, customers will receive enhanced benefits, with reduced copayments or even coverage from the first baht." Currently, there are over 1,249 hospitals in the AIA Smart Network project throughout the country [1] (both public and private). Customers can be confident that they will receive treatment from a team of expert specialist doctors, reducing claims problems and helping to control excess costs.

“For AIA Health Starter, customers can choose from 2 coverage options: Begin and Balanced, along with 5 coverage plans: 1,500 / 2,000 / 2,500 / 3,500 / 4,500. It also comes with outpatient medical expense (OPD) benefits starting from the 2,000 plan. The fact that customers can choose their own coverage option is considered a way of giving customers the right to determine the co-payment, with the following conditions:

Begin (insurance age from 15 days - 75 years)[2]: When receiving inpatient treatment (IPD), customers will have co-payment costs. (Copayment)[3] Only 10% when admitted to a hospital in the AIA Smart Network project and 30% when admitted to a hospital outside the project. Balanced type (insurance age 11 – 75 years): No copayment when receiving inpatient treatment (IPD) at a hospital in the AIA Smart Network project and only 20% copayment [3] when admitted to a hospital outside the project.

“Most importantly, AIA is committed to providing comprehensive healthcare through the AIA Vitality program, focusing on preventive healthcare to promote sustainable health for everyone, with the right to receive an annual cash bonus (Vitality Bonus) according to your Vitality status [3]. The AIA Health Starter supplementary health contract is suitable for people of all ages, especially company employees or civil servants who have basic welfare but may not be sufficient to cover the increasing medical expenses due to medical advancements. This insurance plan can help fill that gap. We also believe that this insurance plan will help change the health behavior of Thai people so that health insurance remains a tool for health planning, covering necessary medical expenses, and is accessible to everyone for sustainable health and a better life for Thai people.”

Those interested in the AIA Health Starter supplementary health contract can find information on the website. Visit https://aiathailand.info/hstpr or contact an AIA life insurance agent nationwide. You can also watch the commercial at https://youtu.be/Iwqh7rjNIcs?si=fVi_4kgoI4zIJqLV

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