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Life insurance business aim the year for Krung Thai-AXA Life Insurance leads the aggressive agent "2019 Year of Growth & Professional" to focus on professional growth. 'Emphasize' the customer, the center.Launch Insurance "Life Plus + Savers" Collection products That answers all the needs of customers in each life.
Mrs. Sally O'Hara, Chairman of the Executive Committee Krung Thai-AXA Life Insurance PCL leads the agency to announce the position of "2019 Year of Growth & Professional" focusing on professional growth. Ready to emphasize having a customer as the center Give customers a better life as they wish. Support sales department, agent channel To over 1,600 managers from all over the country, year 2019
In addition, the company has launched a new campaign. Common products of Krungthai-AXA Life Insurance for all types, campaign period From today - 28 February 2019 Customers who buy all types of products Krung Thai-AXA Life Insurance, with a total premium payment of 50,000 baht or more, is eligible to win the prize. All policies must be submitted and approved. Between 1 January 2019 - 28 February 2019
Pakwipa Charoentra, Chief Executive Officer of Krungthai-AXA Life Insurance Public Company Limited, said that Krungthai-AXA Life Insurance has successfully completed a variety of life insurance offerings. And answer all the needs of customers in each life In addition, from research results indicate that customers This year, the company offers a "Life Plus + Savers" insurance plan. This new insurance will provide additional coverage according to the age range. The customer will receive 100% of the sum insured. And all paid primary insurance premiums Which is suitable for a group of people who start to work, also help in accumulating To create happiness in retirement Or will be a large amount of money for the child's education
In addition, the insured will receive life protection. Will continue to receive stable returns throughout the contract period By Krungthai-AXA Life Insurance aims to provide customers with financial security And have a better life as you wish. Savings type insurance "Life Plus + Saver" is designed to provide comprehensive benefits And different from general insurance in the market Both coverage and rewards such as? Choose to pay premiums in two phases, 10 years (20/10) and 15 years (25/15). Insurance premiums are not wasted. Receive death coverage at 100% of the sum insured. Combined with all paid primary insurance premiums
Receive cash back every year from the 4th year until the end of the contract. And have a contract maturity of up to 150% of the sum insured? Receive additional dividends at the maturity date of the contract. (Depending on the company's performance) The same premiums for all genders and ages can be tax deductible. According to the conditions of the Revenue Department Customers who are interested in "Life Plus + Saver" insurance can purchase such products today. That the representative of the company Representative offices nationwide And at all branches of Krung Thai Bank www.krungthai-axa.co.th
Mrs. Nusara Banyatpiyatpoj, Managing Director of Ocean Life Insurance said that the company has focused on 2 sustainable growth, namely financial sustainability. With good risk management Manage the company to have income and profit Customers benefit and the company has a return. And sustainability in the promise By growing carefully to benefit the insured person, employees, executives and society under the highly competitive era Digital changes and international rules that come into force, such as financial reporting rules, IFRS9 and IFRS17
As for the life insurance business year 2019, it should grow close to this year at 4-6% from the current growth of around 4.68%. The challenge of life insurance business that will grow less or slower, there are 2-3 issues, namely the mortality table rate Adjusted Which is a pressure on commission rates Supervision for fair customer service (Market Conduct) from the Office of Insurance Commission (OIC) makes the sales process more sensitive. And the economy grows less, resulting in less sales growth.
"The company therefore aims to grow the business in line with market conditions. With the goal of growing both in terms of new premiums and initial gross premiums of 10%, which mainly focuses on the growth of investment-linked life insurance products (unit links) because they see that premiums from product unit links grow. Leap But must be done carefully Because customers want more returns than general insurance as well The company also aims to penetrate the urban market customers under the "Khumtavee" insurance scheme which will continue in the next year. By trying to be 100% digital, even if it is currently not possible Because customers want to buy insurance that is easy and fast Including expanding other products To support more urban groups and make a digital platform by developing new technologies Supporting competition in the digital age, which will soon launch the "OCEAN CLUB Application" full and expand more business partners to reach more customers, "Mrs. Nusara said.
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